Is sunscreen covered by insurance?

Does insurance cover sunscreen? While over-the-counter sunscreen is not directly covered by insurance, most are eligible for reimbursement through your plan’s FSA (flexible spending account), HSA (health savings account) or HRA (health reimbursement account).

Is sunscreen a medically eligible expense?

Sunscreen is now eligible for reimbursement with flexible spending accounts, health savings accounts, and health reimbursement accounts.

Is any sunscreen FSA eligible?

Fortunately, sunscreen that is SPF 15 or higher and protects against UV-A and UV-B radiation is FSA eligible. … Lip balm with an SPF of 15 or greater can protect your lips from sun exposure and is an eligible expense as well.

Can sunscreen be purchased with HSA?

Sunscreen with SPF 30 or above is considered a qualified medical expense1. That means you can use the funds in your health savings account2 (HSA) to pay for sunscreen, or you could be reimbursed through your HSA, flexible spending account3 (FSA) or health reimbursement arrangement4 (HRA). No prescription is required.

Is lotion FSA eligible?

Lotion: FSA Eligibility. … Lotion is not eligible for reimbursement because it is considered a general health product and therefore is non-reimbursable.

Is Elta MD sunscreen HSA? elta md sunscreen – FSA or HSA Eligible.

Is deodorant HSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

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Is makeup with SPF covered by FSA?

Broad-spectrum, SPF 15+ lip balms are FSA-eligible, like the Sun Bum Lip Balm. These types of products are eligible because their primary purpose is to protect your lips from sun damage. Tinted lip balms that are SPF 15+ and broad spectrum may also be FSA-eligible.

Are tampons FSA-eligible?

Feminine hygiene products.

You can now use your FSA dollars to buy pads, tampons, liners and even disposable and non-disposable period panties. You can also purchase alternative period products like menstrual cups and the Flex Disc.

Are pillows FSA-eligible?

Travel preparation. According to the IRS Publication 502, you can’t pay for a vacation with your FSA money — but you can buy travel essentials with those funds. For example, travel pillows, sunscreen, motion sickness bands and more are all eligible FSA expenses.